#planningforretirement

Freddie Vernon

Jan 2, 20181 min read

Happy New Year - Welcome 2018

2018 can be your year of financial serenity or continued financial horror. If your 2017 and previous years were full of financial despair...

Freddie Vernon

Dec 6, 20173 min read

Integrating Life Insurance Into Estate Planning

Help your clients use this tool strategically. Four in 10 Americans do not own a life insurance policy, according to LIMRA, even though...

Freddie Vernon

Sep 15, 20171 min read

Most Americans have not made retirement savings a priority

Financial planning experts recommend the amount of money you’ll need to have accumulated is equivalent to 70 percent of your annual...

Freddie Vernon

Aug 11, 20173 min read

FIVE STEPS TO CONSIDER DURING YOUR ANNUAL BUSINESS REVIEW

Once a year I go to the doctor for my annual physical. Once a year I bring my car to the local mechanic for a tune up. And similarly, at...

Freddie Vernon

Jul 17, 20173 min read

Americans’ Retirement Benefits Have Been Slashed by a Quarter

Retirement benefits—including employer contributions to pensions, 401(k)s and retiree health-care benefits—fell from 9.1 percent of...

Freddie Vernon

Mar 25, 20174 min read

The Many Roles of Annuities

Annuities initially were developed by insurance companies to help protect people from outliving their money in retirement. As annuities...

Freddie Vernon

Jan 3, 20173 min read

Life Insurance Policies Can Preserve Wealth

The estate tax cuts in the new Tax Reform Bill, which was passed in both the House and Senate last week, could help foster continuous...

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